Layaway | J.C.'s Jewelry & Repair Best Jewelry Store Near Me

How to Shop with Layaway

Layaway | J.C.'s Jewelry & Repair Best Jewelry Store Near Me

Step 1 – Add layaway-eligible items to your cart.

Step 2 – Check the “Reserve with Layaway” box in your cart or at checkout.

Step 3 – Place your order to start your payment plan.


Shop Now

Shop thousands of layaway-eligible pieces right here on No credit check, interest or fees.

Lock in Price

Pay 20% of the total cost today to lock in the price and reserve your piece(s) today. Cancel anytime for a full refund.

Pay Over Time

Make a monthly payment. Pay off anytime within 6 months!
Image work 01

Layaway Period & Perks

  • 6-Month Layaway
  • No Service Fees
  • Monthly Payment Terms

Payment Terms

  • Orders placed on layaway require 20% down payment plus applicable taxes.
  • A monthly payment is required.
  • Customers have the option of paying the layaway order balance in full at any time prior to the completion of the 6-month layaway period.


  • The layaway deposit is refundable within the first 30 days. After 30 days, the deposit will be issued as an in-store credit in the form of a gift card.
  • If layaway goes unpaid for 2 months, the order will automatically be canceled, and any monies paid will be forfeited.
  • After 6 months, if layaway is unpaid in full, all monies will be forfeited.
  • Unaltered merchandise is only returnable within 30 days after layaway has been paid in full.


  • Please be sure you review the item description and images thoroughly before making a purchase.
  • All cancelation requests or deposit refunds must be submitted by email to [email protected] or by calling (618) 624-3900 during normal business hours.

If you have any questions, please utilize the web chat feature, email us at [email protected], or call us during normal business hours at (618) 624-3900.

Untitled 1 6

Shop by Category. Pay with Layaway.

Layaway payment plan availability varies by product.
browse categories 4
browse categories 2
browse categories 1
browse categories 3
browse categories 4
browse categories 1
browse categories 2
browse categories 3