Jewelry Layaway | J.C.'s Jewelry & Repair Best Jewelry Store Near Me

Buy thousands of jewelry products on layaway from J.C.'s Jewelry & Repair with a 20% down payment with no interest and no fee. Pay on a monthly basis for six consecutive months. Make your purchases today at today’s prices but pay for them in the future with the power we grant you. Hurry, do not miss our easy Jewelry layaway purchasing offer!

How to Shop with Layaway

Step 1 – Add layaway-eligible items to your cart.

Step 2 – Check the “Reserve with Layaway” box in your cart or at checkout.

Step 3 – Place your order to start your payment plan.

Shop Now

Shop thousands of layaway-eligible pieces right here on jcthejeweler.com. No credit check, interest or fees.

Lock in Price

Pay 20% of the total cost today to lock in the price and reserve your piece(s) today. Cancel anytime for a full refund.

Pay Over Time

Make a monthly payment. Pay off anytime within 6 months!

Layaway Period & Perks

6-Month Layaway
No Service Fees
Monthly Payment Terms

Payment Terms

Orders placed on layaway require 20% down payment plus applicable taxes.
A monthly payment is required.
Customers have the option of paying the layaway order balance in full at any time prior to the completion of the 6-month layaway period.

Refunds/Returns/Exchanges

The layaway deposit is refundable within the first 30 days. After 30 days, the deposit will be issued as an in-store credit in the form of a gift card.
If layaway goes unpaid for 2 months, the order will automatically be canceled, and any monies paid will be forfeited.
After 6 months, if layaway is unpaid in full, all monies will be forfeited.
Unaltered merchandise is only returnable within 30 days after layaway has been paid in full.

Cancellations

Please be sure you review the item description and images thoroughly before making a purchase.
All cancelation requests or deposit refunds must be submitted by email to [email protected] or by calling (618) 624-3900 during normal business hours.

If you have any questions, please utilize the web chat feature, email us at [email protected], or call us during normal business hours at (618) 624-3900.

Shop by Category. Pay with Layaway.

Layaway payment plan availability varies by product.

FAQ’s

What is Layaway?

Layaway helps give customers a way to ensure that they can get the products they want by paying a down payment and then continuing monthly installments. Interest charges and other fees are not levied.

Can I upgrade or change the order after some payments have been made?

Yes, you are allowed to modify your layaway order or even upgrade it at any time before the payment is complete. For any changes, kindly contact our Layaway jewelry store.

How much are the costs that I’ll be expected to deposit to begin my layaway?

You are required to pay on each layaway plan a down payment of 20% of the price plus tax. This deposit retains the articles for you. For more information, you can contact our jewelry layaway near me store.

Am I allowed to pay before the due date?

Absolutely! You can pay more than a monthly payment or pay of balance as early as he wants without incurring additional charges.

When do I get my product?

Upon completion of the 6 months and when you have paid the balance of the layaway, you will receive the product. Failure to repeatedly pay the outstanding balance after 6 months of inventory receipt shall lead to order cancellation, and any amount paid will be retained by our jewelry stores with layaway.